Retirement Education Articles

3/26/2019
As active investors bail, target-date index investors show resilience. ...
12/24/2018
What should you make of recent ups and downs in the stock market? Here's helpful context on volatility and expected returns. ...
12/20/2018
Contribution limits for 2019 for various retirement accounts are rising. Here's a breakdown of how much you can now save in a tax-friendly manner. ...
12/11/2018
At least one hedge fund manager has resorted to sending a message of distress to investors via YouTube. ...
10/2/2018
Key options exist for handling required minimum distributions (RMD), including tax rules impacting qualified charitable contributions. ...
9/11/2018
Determining the best use of these tax-friendly options can prove crucial to boosting your retirement savings.�...
8/7/2018
Advisors offering fiduciary services to 401(k) and 403(b) plans aren't all the same. In fact, they come in two distinct flavors. ...
5/24/2018
The complexities of implementing and executing 401(k) and 403(b) plans keep expanding. For plans advised by IFA, we're stressing a back-to-basics approach. ...
4/10/2018
The retirement plan marketplace keeps evolving. Just ask Shareen Balkey, who sees changes in 401(k) plans and the like as boosting the need for true fiduciaries to help both plan participants and sponsors. ...
1/12/2018
Definitions: Pre-Tax 401(k) Contributions: Contributions are made before income taxes are taken out. Participants enjoy tax-deferred growth on their contributions, but will pay income taxes ...
9/12/2017
Near the very top of everyone’s financial planning list of questions is, “when can I afford to retire?” What may seem like a very straightforward ...
2/23/2017
The beginning of the year is a great time to remind investors of the contribution limits for various savings vehicles in order for them to ...
2/7/2017
The fiduciary rule issued last year by the Department of Labor (DOL) and backed by the previous administration is now under review at the request ...
1/10/2017
As we come to the end of the year it is important to reflect on some of the lessons learned from 2016. One of the ...
12/28/2016
Saving for retirement, let alone saving enough for a retirement, is a difficult endeavor for most investors. With the majority of baby boomers being underfunded ...
2/10/2016
How do we enjoy our resources today without sacrificing future financial security? What is the delicate tradeoff between current and future consumption? These questions are ...
1/29/2016
The retirement plan industry has come out of the shadows in the last three decades. For the better half of the last century, the topic ...
10/9/2015
We recently came across an article from Employee Benefit News that highlighted the overall disconnect that participants in small companies have with their 401(k) plan. ...
10/8/2015
Charles Ellis is a prominent and successful authority in the investment world. Most known for his book, Winning the Loser’s Game, which is now in ...
9/11/2015
Index Fund Advisors is a big fan of employer-sponsored retirement plans. Giving employees the opportunity to save for retirement by utilizing the incentives ...
8/7/2015
Most of us, either through personal experience or someone we know, have had to go through the experience of being a trustee. There may even ...
7/7/2015
A recent article published on benefitspro.com summarized the recent trends in retirement asset size and location. Not surprisingly, more and more assets are being geared ...
5/21/2015
“We are very pleased with this historic and landmark, unanimous decision by the Supreme Court. Going forward, this decision will be of great significance for ...
5/20/2015
“Killing two birds with one stone” is a very popular, although slightly violent, idiomatic expression of efficiency. Whether it is being able to accomplish more ...
3/25/2015
In the wake of a recent Presidential announcement, mutual fund 12b-1 fees/revenue sharing known as “backdoor payments” as the White House calls them, are under ...
2/26/2015
A few weeks ago, we published this article about a White House memo in which the Chairman of the Council of Economic Advisers (Jason Furman) ...
12/18/2014
BrightScope and the Investment Company Institute recently collaborated to produce this report on the current state of 401(k) plans based on BrightScope’s database of over ...
11/14/2014
The Employee Retirement Income Security Act (ERISA) defines the roles and responsibilities of various fiduciaries for defined contribution retirement plans. In this article, we will ...
10/24/2014
How much should you be saving for retirement? The answer should be customized, based on how their income grows prior to retirement....
10/23/2014
The Internal Revenue Service today announced cost‑of‑living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2015. Many of the ...
10/13/2014
We are quite pleased to learn about two recent court rulings on a topic that is very important to us, fiduciary protection in retirement plans. ...
10/10/2014
Saving for retirement always seems like a monotonous topic of discussion – the party killer if you will. Terms like 401(k), Safe Harbor, salary deferrals, ...
9/30/2014
  Question: I was recently informed by my company that the majority of the funds in our 401(k) plan have beaten their benchmarks as of ...
9/24/2014
The answer, of course, is different for every person. In the video, Marlena Lee of Dimensional Fund Advisors explains....
9/12/2014
Due to the auto-enrollment requirements of the Pension Protection Act of 2006, target-date funds have gained significantly in popularity in recent years. To gain the ...
8/14/2014
A little less than a year ago, we published this article about Fidelity facing a class action lawsuit by its employees alleging that the firm ...
6/16/2014
According to this Bloomberg article, Vanguard just passed up Fidelity to become the number one provider of 401(k) assets, thus continuing the long-term trend of ...
Error =