IFA Risk Based Portfolios

Choosing The Right Mix Of Investments For Your Portfolio

  • Begin by clicking on the Portfolio matching to your age.
  • Review the historical risk and return characteristics of the benchmark portfolio1 to make sure this is an appropriate portfolio for you.

    Should this not be quite right, you may click on another portfolio. A portfolio with a lower number will have a reduced risk profile (and expected return); a higher number portfolio will have an increased risk profile (and expected return).

Having narrowed down your desired portfolio, login to your retirement plan account to adjust your investment elections. For support with this process here are step-by-step instructions. For advice on selecting a portfolio, please contact IFA. We are happy to help.

NameTypical Participant Age / Risk CapacityBlended Expense Ratio (As of 11/1/2017)
IFA Index Portfolio 100 Only High Risk Investors0.4320%
IFA Index Portfolio 90 Age 20 to 300.4088%
IFA Index Portfolio 80 Age 30 to 400.3856%
IFA Index Portfolio 70 Age 40 to 500.3624%
IFA Index Portfolio 60 Age 50 to 600.3392%
IFA Index Portfolio 50 Age 60 to 700.3160%
IFA Index Portfolio 40 Age 70 to 800.2928%
IFA Index Portfolio 30 Only Low Risk Investors0.2696%
IFA Index Portfolio 20 0.2464%
IFA Index Portfolio 10 0.2232%

1. The Benchmark Portfolio provided below should be used to help you understand the historical risk and return characteristics of your selected portfolio. Please note that the Benchmark Portfolio may have a slightly different allocation due to limitations with your plan's recordkeeper, but does have the same General Asset Class allocation.

Benchmark Portfolio

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Risk Capacity Survey

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View simulations using IFA's Monte Carlo Simulator Engine to explore possible distributions of retirement income. View sample simulation variability through retirement. Select from a wide variety of IFA Index Portfolios.